Monthly Archives: March 2017

Ramsey vs Orman

I ran across this infographic on Pinterest and had to post it here. First, to share with you. And second, as a reminder to myself that there are several roads to financial success (and I shouldn’t beat myself up if you swerve off of the road).

The graphic, courtesy of Checks Superstore, really shows the difference between the two financial advice giants, Dave Ramsey and Suze Orman. I’ve typically been a Dave fan, building an emergency fund, paying off debt and then building wealth. But, I’m morphing into something more like Suze’s way of thinking. I have more than $1,000 in my emergency fund…in fact, it’s already to 3-6 months expenses, yet I still have a debt snowball. I’m already saving for retirement, again, even though I have a debt snowball. I sometimes use credit cards…but I know I have an emotional problem with them.

So I’m curious, do you follow one or the other? Do you adapt from both? Do you have your own “plan”…I’d love to hear it.