2016-My Year in Review

I’m not going to lie…2016 was a pretty good year for me personally and financially. Unlike some others, I didn’t buy into the negativity with politics and dooms day predictions. I realized about a decade ago that I can’t really control those external circumstances. I have my own race and selfishly focused on myself, our finances, and my fitness.

First, I started this blog. I’ve always enjoyed personal finance and I wanted to get into the game. It’s my hope that my experiences can offer someone else an easier path to financial independence.

Second, I got REALLY focused, especially with tracking my net worth. I’ve been good at budgeting for the past 10 years, but never really knew how much I was worth financially. I also got really focused about paying off debt and developing a financial forecast for the next 20 years. I’ve started investing and paid off my car.

Third, began funding an IRA. I had an “old” Roth IRA that I began making contributions to. It’s not to it’s max yet, but will get there before tax time in 2017.

Finally, I began to work on my fitness. I go to a personal trainer every Friday morning. I’ve also started to hike and take yoga classes. I also bought a bike, but didn’t use it as much as I had hoped.

Of course I can’t close this post without posting my year end net worth. It was great…I increased $68,793 (+45%) during 2016.

Net Worth as of December 31, 2016 = $221,297.57
Cash: $26,878.81
Credit Cards: ($1,501.82)
Loans: ($330,480.75)
Investments: $33,626.33
Property: $492,775

Thanks for stopping by! Thanks for letting me be a part of this fantastic blogging community. Thanks for a fantastic 2016!

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